The portal has been developed and maintained by NSDL e-Governance Infrastructure Limited (NSDL e-Gov) under the guidance of Ministry of Finance, Department of Higher Education, Ministry of Human Resource Development and Indian Banks’ Association (IBA). It is a first of its kind portal that provides access to information and makes application for educational loans provided by banks and also government scholarships under a single window. The portal also has a provision to apply to multiple banks for educational loans and facility for banks to download students’ loan applications among others. It also carter facility for banks to upload loan processing status and students can view status of their loan application and linkage to National Scholarship Portal for information and application for government scholarships on the dashboard of the portal. Up till now over 13 banks have registered and 22 educational loan schemes on the Vidya Lakshmi Portal. SBI, Bank of India, IDBI Bank, Canara Bank & Union Bank of India have integrated their system with the portal for providing loan processing status to students.
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